An insurance plan is an asset for all medical-related concerns: There is no need to worry about the bill after getting ACL surgery in Singapore to finally focus on aiding your recovery after the (dreadful) day in the operating room. On the other hand, you are confident of getting the necessary attention you need during times of discomfort and other manifestations of symptoms.
Surely there are questions you seek to answer, and let us explore more of them below in this article to help you come across problems during payment or any other time at the medical facility.
#1: HOW DO I KNOW IF THE HOSPITAL OR CLINIC ACCEPTS MY CURRENT INSURANCE PLAN?
There are many ways to find out. Asking the receptionist or anyone inside the clinic is the first step. In this case, they might hand you a pamphlet that contains information on their partner companies or the types of payment they accept. If your current plan is not there, you might need to ask more or clarify a few things. The second tip is to prepare beforehand. For instance, never cram these things if you are already due for a shoulder rotator cuff repair because dealing with them after the operation is stressful.
#2: WHAT DOCUMENTS DO I NEED TO PREPARE IF I WILL PAY THROUGH ONE OF THEIR INSURANCE PARTNERS?
It depends on the hospital and the requirements of your insurance company. However, always prepare the relevant documents, such as the paperwork relating to the plan, hospital files that contain information on your procedure or concern, and sometimes, proofs of identity. The purpose is to confirm your identity and help the clinic file them within their records. No worries because they adhere to privacy standards, so there is no possibility of breaches and other issues.
#3: DOES MY INSURANCE PLAN COVER THE MEDICATIONS I NEED AFTER THE SURGICAL PROCEDURE?
You might want to ask the clinic about these things or read through your existing plan. Why? It depends on the coverage and scope. Some cover the prescribed medication after the frozen shoulder treatment in Singapore, for example, because they are limited to those things. On the other hand, you might even come across a plan which encompasses all medication, such as prescriptions and supplements. (Tip: Learn to ask and read because they go a long way!)
If you are currently suffering from a case of a knee meniscus tearor any other orthopaedic condition, prioritise your insurance plan before anything else. Visit Advanced Orthopaedic & Sports Centre, and learn more about their solutions.
